Homeowners & Renters

Liability, deductibles, replacement cost, and bundling strategies.

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gopresstimes.com > premium > familyfeatures > stories > 5-hidden-ways-to-save-on-home-insurance-costs,355135

5 Hidden Ways to Save on Home Insurance Costs

22+ hour, 15+ min ago   (299+ words) (Feature Impact) When you're planning home improvements, you're often thinking about improving the comfort, safety, aesthetic or value of your home. Many changes and renovations have the added bonus of unlocking insurance discounts, but these savings opportunities can easily fly…...


briefs.co > news > study-finds-homeowners-insurance-strain-concentrated-in-urba

Urban Insurance Strain Hits Downtown Home Values

3+ hour, 4+ min ago   (401+ words) Coverage is broad, spanning about 70% of ZIP Code Tabulation Areas and roughly 87% of the U.S. population. At a national view, places facing hazards like wildfire, tornadoes, and floods tend to show steeper premiums relative to income and greater challenges keeping coverage…...


newsdakota.com > 09/21/2026 > godfread-addresses-insurance-affordability-at-roundtable

Godfread Addresses Insurance Affordability at Roundtable

5+ hour, 53+ min ago   (266+ words) BISMARCK, N.D. – North Dakota Insurance Commissioner Jon Godfread addressed insurance affordability during his opening remarks at today’s North Dakota Residential Resiliency Roundtable at the Bismarck Event Center. Property insurance rates are tied to the cost of property losses. The rising costs…...


finance.yahoo.com > real-estate > articles > hellonation-reviews-replacement-cost-actual-170000415.html

HelloNation Reviews Replacement Cost and Actual Cash Value With Insights From Insurance Agent Eric Jaslow

9+ hour, 15+ min ago   (562+ words) The article explains how replacement cost, actual cash value, and the 80 percent rule influence home insurance payouts for homeowners in Nyack. NYACK, N.Y., Sept. 21, 2026 /PRNewswire/ -- What determines how much an insurance company pays after a homeowner files a property claim? HelloNation…...


tucson.com > image_58d7e348-1ec6-4c63-81b9-58f122dfe0eb.html

Arizona's home insurance rates soar 71%. Here's how you can cut costs

10+ hour, 43+ min ago   (120+ words) Arizona Daily Star Javascript is required to use this website. A Siphon Draw crew member in uses a propane torch to remove grass that could otherwise provide fuel for a wildfire. Arizona's home insurance rates soar 71%. Here's how you can…...


thecooldown.com > green-home > homebuyer-insurance-quote-aging-roof-issues

Homebuyer gets insurance quote, then learns older roof could still sink the policy

1+ day, 36+ min ago   (546+ words) "All companies will do an inspection to confirm that it meets all their underwriting guidelines." Shopping for home insurance can seem simple, until an aging roof turns a quick online quote into a much larger financial issue. That was the…...


usaherald.com > california-home-insurance-crisis-creeps-into-suburbs-once-thought-safe

California Home Insurance Crisis Creeps Into Suburbs Once Thought Safe

1+ day, 6+ hour ago   (779+ words) America ı By Tyler Brooks More than 11,000 such low-risk homes were added to the FAIR Plan during that period alone, stacking on top of the roughly 138,000 low-risk properties already relying on the program as their insurer of last resort. Since…...


eastbaytimes.com > 09/20/2026 > california-insurance-commissioner-kim-allen

Election 2026: California insurance commissioner’s race — Fix the private market or provide public coverage?

1+ day, 9+ hour ago   (1015+ words) The two Democrats running for California insurance commissioner offer voters a stark choice for tackling a wildfire-driven home insurance crisis as premiums surge and insurers drop thousands from their plans: Can the state fix the private market, or should it…...


cbsnews.com > minnesota > tag > homeowners-insurance

Homeowners Insurance news - Today’s latest updates

2+ week, 9+ hour ago   (1737+ words) Even though the storm didn’t hit Minnesota, you could still be paying the price. Insurance experts say hail damage claims that once averaged $10,000–$15,000 now routinely reach $40,000–$60,000, even as many policies have shifted away from full replacement coverage. Minnesota House Speaker…...